THẮC MẮC BẢO HIỂM DU HỌC SINH MÙA DỊCH COVID 19

{"id":430,"title":"THẮC MẮC BẢO HIỂM DU HỌC SINH MÙA DỊCH COVID 19","advertisement_flag":false,"content":"\n\u003cp\u003eQ: I have a student that wishes to cancel their OSHC Policy. How can I do this?\u003c/p\u003e\n\n\u003cp\u003eA: If your student is no longer coming to Australia to study, we will need a copy of their Withdrawal/Cancellation of Student Visa document or Cancellation of Confirmation of Enrolment along with a completed nib OSHC refund form which can be downloaded from your nib Agent portal. Once you have all forms you can then upload the request through your nib Agent portal\u003c/p\u003e\n\n\u003cp\u003e• • OR\u003c/p\u003e\n\n\u003cp\u003eIf your student has decided not to return to Australia to complete their studies, we will need their Cancellation of Confirmation of Enrolment and details of their departure flight from Australia. In addition to this we will require a completed nib OSHC refund form which can be downloaded from your nib Agent portal. Once you have all forms you can then upload the request through your nib Agent portal\u003c/p\u003e\n\n\u003cp\u003eQ: I have a student that needs to defer their studies and subsequently their OSHC Policy. How can I do this?\u003c/p\u003e\n\n\u003cp\u003eA: If your student has deferred their studies and has being issued a new Confirmation of Enrolment for the next semester, you are able to request to change the OSHC dates using your nib Agent Portal to reflect the new course dates that are in line with the Department of Immigration’s student visa requirements.\u003c/p\u003e\n\n\u003cp\u003e• • OR\u003c/p\u003e\n\n\u003cp\u003eIf your student has not yet deferred and is not sure what their plans are and therefore when they will be travelling, we suggest leaving the policy as is. Once the student has more accurate dates for their course and or travel, you can then request to change the dates in line with these requirements via your nib Agent Portal.\u003c/p\u003e\n\n\u003cp\u003eQ: I have a student who is still offshore unable to travel due to the travel ban and their course has started. What should I do about their policy?\u003c/p\u003e\n\n\u003cp\u003eA: Understandably, the student will be waiting for the Australian Government to lift the current travel ban for their country. Once they can travel and therefore enter Australia, the student can supply a copy of their flight ticket and nib OSHC refund form and we will amend their policy start date and refund any premiums. The student can email these completed forms to \u003ca href=\"mailto:niboshcrefunds@nib.com.au\" rel=\"nofollow\"\u003eniboshcrefunds@nib.com.au\u003c/a\u003e once they are onshore. For more information the student can refer to our website.\u003c/p\u003e\n\n\u003cp\u003eQ: How can I help my student that is trying to return to Australia to recommence their studies?\u003c/p\u003e\n\n\u003cp\u003eA: We understand that many students that were studying in Australia in 2019 returned home for holiday visits with their families and friends. Subsequently due to this timing, the students are now unable to return to Australia due to the Australian Government ban on travellers from certain countries.\u003c/p\u003e\n\n\u003cp\u003eOnce these travel restrictions are lifted and the student is able to return to Australia, for students that were out of the country for three months or longer, they will be able to apply for a refund for this period. The student will be required to complete a nib OSHC Refund form and supply evidence in the form of flight details showing the date they departed and returned to Australia. The student can email these completed forms to \u003ca href=\"mailto:niboshcrefunds@nib.com.au\" rel=\"nofollow\"\u003eniboshcrefunds@nib.com.au\u003c/a\u003e once they are onshore. For more information the student can refer to our website.\u003c/p\u003e\n\n\u003cp\u003eQ: If a student is showing COVID-19 symptoms such as fever, cough etc and they wish to visit a GP Doctor will the visit be covered by nib OSHC?\u003c/p\u003e\n\n\u003cp\u003eIf a student is showing symptoms of COVID-19, we recommend that they phone the 24/7 health direct number 1800 022 222 and speak with a nurse regarding their symptoms. They will assist the student and guide them to the appropriate care.\u003c/p\u003e\n\n\u003cp\u003eIf the student requires treatment by a GP, visits to a GP are covered at 100% of the MBS rate. The student can Find a Preferred Provider by clicking on the link to find a GP near them that will charge a “no gap” fee.\u003c/p\u003e\n\n\u003cp\u003eIn response to COVID-19, the Australian Government has introduced new MBS items which will allow people to access essential health services in their home while they undergo self- isolation or quarantine, to reduce the risk of exposure to COVID-19 for vulnerable people in the community. This is a temporary six-month measure. OSHC members who are isolating themselves at home for COVID-19 will be able to claim for services from any eligible telehealth provider through the new telehealth items. For more information please see the Australian Governments Website.\u003c/p\u003e\n\n\u003cp\u003eQ: If a student is required to have pathology tests related to COVID-19, will their OSHC product cover the test costs?\u003c/p\u003e\n\n\u003cp\u003eA: For outpatient services such as pathology and radiology, the student will be covered for 85% of the MBS rate for services where a valid item number is present on the invoice submitted for reimbursement.\u003c/p\u003e\n\n\u003cp\u003eFor Example: If the pathology test (with a valid item number) cost $50, and the MBS rate for this service is $40, then nib will be cover $34. This will mean that the student will have a cost of $16 that they will need to cover.\u003c/p\u003e\n\n\u003cp\u003eQ: If a student is required to be admitted to a hospital for treatment, will the OSHC product cover the stay?\u003c/p\u003e\n\n\u003cp\u003eA: If the reason for the admission to a hospital is not deemed to be a pre-existing condition (only for new members within the first 12 months of their membership) then the following is applicable:\u003c/p\u003e\n\n\u003cp\u003e• If the student is required to be admitted to an nib agreement private hospital, we will pay 100% of the contracted rate.\u003c/p\u003e\n\n\u003cp\u003e• If the student is admitted to a private hospital that is not contracted to nib, we will pay the default benefit. This may result in significant out-of-pocket expenses.\u003c/p\u003e\n\n\u003cp\u003e• If the student is admitted to a shared ward in a public hospital, we will pay 100% of the Gazetted Rate determined by State and Territory health authorities. This may result in significant out-of-pocket expenses.\u003c/p\u003e\n\n\u003cp\u003eWe recommend that the student read the nib OSHC product fact sheet that can be located on our website by clicking here to ensure they understand their coverage.\u003c/p\u003e\n\n\u003cp\u003eFor those students in Australia , we encourage them to contact our International Visitors Contact Centre via email at \u003ca href=\"mailto:niboshc@nib.com.au\" rel=\"nofollow\"\u003eniboshc@nib.com.au\u003c/a\u003e or 1800 775 204, for exact details relating to any benefit enquiries they may have.\u003c/p\u003e\n\n\u003cp\u003eQ: If a student has contracted COVID-19 before entering Australia (before their OSHC policy starts), will it be considered a pre-existing condition?\u003c/p\u003e\n\n\u003cp\u003eA: If, in the view of nib’s fund appointed Medical Practitioner, signs or symptoms relating to COVID-19 existed during the 6 months prior to arriving in Australia , it will be considered a pre-existing condition. Waiting periods apply for in-patient hospitalisation for students that are admitted to a hospital ward within the first 12 months of their OSHC policy.\u003c/p\u003e\n\n\u003cp\u003eQ: What is a pre-existing condition?\u003c/p\u003e\n\n\u003cp\u003eA: A person has a pre-existing condition if the person has an ailment, illness or condition and, in the opinion of nib’s appointed Medical Practitioner, signs or symptoms of that ailment, illness or condition existed at any time in the 6 months prior to arriving in Australia.\u003c/p\u003e\n\n\u003cp\u003eQ: Will students that have pre-existing conditions be covered for COVID-19 in the first 12 months of their policy?\u003c/p\u003e\n\n\u003cp\u003eA: Students that have a pre-existing condition (unrelated to COVID-19) will be covered for COVID-19 if, in the view of nib’s appointed Medical Practitioner, signs or symptoms of COVID-19 did not exist during the 6 months prior to arriving in Australia.\u003c/p\u003e\n\n\u003cp\u003eQ: Is the student covered for prescription medications to assist in recovery from COVID-19?\u003c/p\u003e\n\n\u003cp\u003eA: Students will be able to claim $50 per prescription item listed on the Pharmaceutical Benefits Scheme (PBS), after the student pays the PBS patient contribution amount. This benefit is up to an annual limit of $300 for a single student and $600 for a couple/family.\u003c/p\u003e\n\n\u003cp\u003eOver the counter medicines such as Panadol, Nurofen and many more are not covered by the OSHC product.\u003c/p\u003e\n\n\u003cp\u003eQ: If students are isolated in homestay, will food and accommodation expenses be covered by nib OSHC product?\u003c/p\u003e\n\n\u003cp\u003eA: No. There are no benefits for food or accommodation on the OSHC product. This is a health insurance product and is there to assist with covered medical expenses only.\u003c/p\u003e\n\n\u003cp\u003eFor more information please check our website for up to date information including articles on COVID-19 and additional FAQ’s for students to access\u003c/p\u003e\n\n\u003cp\u003eNguon: fb AGS\u003c/p\u003e\n","created_at":"2020-03-24T05:31:39.609Z","author_name":"FB AGS","tag_groups":["student-visa|Du Học|false","forum-ve-dich-benh-covid|Forum Về dịch bệnh Covid|false"],"author_id":2,"slug":"thac-mac-bao-hiem-du-hoc-sinh-mua-dich-covid-19","parent_id":null,"visits":698,"likes":9,"image":null}

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[{"id":211,"title":"Cập nhật mới nhất 1 số sự thay đổi đối với chương trình Student Visa","content":"Bộ trưởng Bộ Giáo dục Dan Tehan và Bộ trưởng Bộ di trú Alan Tudge hôm nay cho biết học sinh, sinh viên quốc tế đã đóng gó ...","created_at":"2020-07-20T10:23:07.240Z","tag_groups":["student-visa|Tin tức Student Visa|false","forum-di-tru|Tin Tức liên quan đến di trú|false"],"video_url":"","author_name":"Bang","likes":1,"image":"/rails/active_storage/representations/eyJfcmFpbHMiOnsibWVzc2FnZSI6IkJBaHBBaklCIiwiZXhwIjpudWxsLCJwdXIiOiJibG9iX2lkIn19--340b1e3db61eb0e6d64d39cb49cd3266ec8b42db/eyJfcmFpbHMiOnsibWVzc2FnZSI6IkJBaDdCam9MY21WemFYcGxTU0lNTkRBd2VESXlOZ1k2QmtWVSIsImV4cCI6bnVsbCwicHVyIjoidmFyaWF0aW9uIn19--8f93b5686a91f6ab7deec164eb15726fd5860f83/FB_IMG_1595241082070.jpg","slug":"cap-nhat-moi-nhat-1-so-su-thay-doi-do"},{"id":202,"title":"Du học Úc ở tuổi U40?","content":"\"Tôi đã lớn tuổi vậy tôi có thể du học Úc được không ❓❓\"Việc đi du học luôn được các quốc gia trên thế giới khuyến khích, chính vì vậy Úc – với nền giá ...","created_at":"2020-06-16T12:52:30.896Z","tag_groups":["student-visa|Tin tức Student Visa|false","forum-di-tru|Tin Tức liên quan đến di trú|false"],"video_url":"","author_name":"co thom","likes":5,"image":"/rails/active_storage/representations/eyJfcmFpbHMiOnsibWVzc2FnZSI6IkJBaHBBaDRCIiwiZXhwIjpudWxsLCJwdXIiOiJibG9iX2lkIn19--731f103f23137364f238758e2b1ebdf5c4567078/eyJfcmFpbHMiOnsibWVzc2FnZSI6IkJBaDdCam9MY21WemFYcGxTU0lNTkRBd2VESXlOZ1k2QmtWVSIsImV4cCI6bnVsbCwicHVyIjoidmFyaWF0aW9uIn19--8f93b5686a91f6ab7deec164eb15726fd5860f83/FB_IMG_1592311872148.jpg","slug":"du-hoc-uc-o-tuoi-u40"},{"id":185,"title":"Di trú và định cư thời COVID (phần 2)","content":"\n\nNguồn:  Bao Vuong Edunetwork\n\nChính sách nhập cư của Úc bao gồm 02 nhóm visa, thường trú (permanent) và tạm trú (temporary). Bài này xin chỉ bàn kỹ v ...","created_at":"2020-04-26T03:07:24.093Z","tag_groups":["student-visa|Tin tức Student Visa|false","forum-ve-dich-benh-covid|Tin Tức về dịch bệnh Covid|false","forum-di-tru|Tin Tức liên quan đến di trú|false"],"video_url":"","author_name":"Bang","likes":6,"image":"/rails/active_storage/representations/eyJfcmFpbHMiOnsibWVzc2FnZSI6IkJBaHBBZms9IiwiZXhwIjpudWxsLCJwdXIiOiJibG9iX2lkIn19--eaebdb95308e4518d1a6256198e1ec2bb82a79cf/eyJfcmFpbHMiOnsibWVzc2FnZSI6IkJBaDdCam9MY21WemFYcGxTU0lNTkRBd2VESXlOZ1k2QmtWVSIsImV4cCI6bnVsbCwicHVyIjoidmFyaWF0aW9uIn19--8f93b5686a91f6ab7deec164eb15726fd5860f83/Screenshot_20200426-131453_Facebook.jpg","slug":"di-tru-va-dinh-cu-thoi-covid-phan-2"}]

student-visa

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[{"id":424,"name":"Hướng dẫn cách cập nhật passport mới cho bộ di trú Úc","short_content":"\nHiện tại có 2 cách chính để có thể giúp bạn cập nhật thông tin passport mới cho bộ di trú Úc bao gồm:\n♻️Cách 1: Cập nhật thông qua Immi Account:\n🔸Bước ...","likes":2,"slug":"huong-dan-cach-cap-nhat-passport-moi-cho-bo-di-tru-uc","tag_groups":["forum-di-tru|Forum Di Trú|false"],"image":"/rails/active_storage/representations/eyJfcmFpbHMiOnsibWVzc2FnZSI6IkJBaHBBZUk9IiwiZXhwIjpudWxsLCJwdXIiOiJibG9iX2lkIn19--cb97717046704ccdca1abdf67b2b06af5bda8e4a/eyJfcmFpbHMiOnsibWVzc2FnZSI6IkJBaDdCam9MY21WemFYcGxTU0lNTWpBd2VERXhNZ1k2QmtWVSIsImV4cCI6bnVsbCwicHVyIjoidmFyaWF0aW9uIn19--615415cd9b9250f31f5dc5a2a12190f5b8216f34/FB_IMG_1584262785987.jpg"},{"id":429,"name":"CẬP NHẬT TÌNH HÌNH CHỐNG DỊCH COVID-19 CỦA CÁC NƯỚC","short_content":"\nÚC:\n🎗 Đóng biên giới và cấm nhập cảnh bắt đầu từ 09:00 tối ngày 20/03/2020.\n🧬 Chỉ cho công dân, thường trú của Úc được phép nhập cảnh.\n🎗 Hầu hết các t ...","likes":2,"slug":"cap-nhat-tinh-hinh-chong-dich-covid-19-cua-cac-nuoc","tag_groups":["forum-ve-dich-benh-covid|Forum Về dịch bệnh Covid|false"],"image":"/rails/active_storage/representations/eyJfcmFpbHMiOnsibWVzc2FnZSI6IkJBaHBBZWs9IiwiZXhwIjpudWxsLCJwdXIiOiJibG9iX2lkIn19--a4e84c02f4fb4246239d0553de36ab0aadd71dbb/eyJfcmFpbHMiOnsibWVzc2FnZSI6IkJBaDdCam9MY21WemFYcGxTU0lNTWpBd2VERXhNZ1k2QmtWVSIsImV4cCI6bnVsbCwicHVyIjoidmFyaWF0aW9uIn19--615415cd9b9250f31f5dc5a2a12190f5b8216f34/90193136_2561577447303336_5862920612929863680_o.jpg"},{"id":425,"name":"Mức phạt khi không cách li tại nhà nếu nhập cảnh vào Úc - Coronavirus","short_content":"\nCac ban va nguoi than (bao gom citizen, du hoc, du lich, cong tac...) nhap canh vao uc trong thoi gian nay nen cach ly tai nha 14 ngay. Maybe police s ...","likes":7,"slug":"muc-phat-khi-k-cach-li-tai-nha-14-neu-nhap-canh-vao-uc","tag_groups":["du-lich|Du Lịch|false"],"image":"/rails/active_storage/representations/eyJfcmFpbHMiOnsibWVzc2FnZSI6IkJBaHBBZU09IiwiZXhwIjpudWxsLCJwdXIiOiJibG9iX2lkIn19--c7555345a9bf08c60a064546069d718128c5aa3a/eyJfcmFpbHMiOnsibWVzc2FnZSI6IkJBaDdCam9MY21WemFYcGxTU0lNTWpBd2VERXhNZ1k2QmtWVSIsImV4cCI6bnVsbCwicHVyIjoidmFyaWF0aW9uIn19--615415cd9b9250f31f5dc5a2a12190f5b8216f34/case.jpg"},{"id":423,"name":"Thông báo khẩn từ chính phủ Úc về dịch corona","short_content":"\nThông báo khẩn của chính phủ Úc: \n(English follows Vietnamese)\n\nNếu bạn cảm thấy không khỏe, xin đừng đến phòng khám gia đình hoặc bệnh viện, mà vui l ...","likes":0,"slug":"thong-bao-khan-tu-chinh-phu-uc-ve-dich-corona","tag_groups":[],"image":"/rails/active_storage/representations/eyJfcmFpbHMiOnsibWVzc2FnZSI6IkJBaHBBZUU9IiwiZXhwIjpudWxsLCJwdXIiOiJibG9iX2lkIn19--0ad64c96d13d6f94e371f9054104082629773ae6/eyJfcmFpbHMiOnsibWVzc2FnZSI6IkJBaDdCam9MY21WemFYcGxTU0lNTWpBd2VERXhNZ1k2QmtWVSIsImV4cCI6bnVsbCwicHVyIjoidmFyaWF0aW9uIn19--615415cd9b9250f31f5dc5a2a12190f5b8216f34/FB_IMG_1584183929467.jpg"},{"id":428,"name":"Hỗ trợ công việc mùa dịch corona tại bang Victoria","short_content":"\n𝗛𝗢𝗧 𝗝𝗢𝗕𝗦 \n\nĐể hỗ trợ những ai đang chuẩn bị mất việc làm do dịch bệnh, chính quyền bang Victoria đã công bố một kế hoạch nhằm giúp mọi người trở lại l ...","likes":9,"slug":"ho-tro-cong-viec-mua-dich-corona-tai-bang-victoria","tag_groups":[],"image":"/rails/active_storage/representations/eyJfcmFpbHMiOnsibWVzc2FnZSI6IkJBaHBBZWc9IiwiZXhwIjpudWxsLCJwdXIiOiJibG9iX2lkIn19--b0a50533ba93766e1000ee6c109f3c665be7251b/eyJfcmFpbHMiOnsibWVzc2FnZSI6IkJBaDdCam9MY21WemFYcGxTU0lNTWpBd2VERXhNZ1k2QmtWVSIsImV4cCI6bnVsbCwicHVyIjoidmFyaWF0aW9uIn19--615415cd9b9250f31f5dc5a2a12190f5b8216f34/90059663_2787955864629011_5357788779102863360_n.jpg"}]

forum-community-support-australia

[{"id":1,"slug":"dien-dan-visa-485","name":"Diễn Đàn Visa 485","post_name":"Tin tức Visa 485"},{"id":4,"slug":"visa-189","name":"Visa 189","post_name":"Tin tức Visa 189"},{"id":7,"slug":"visa-188","name":"Visa 188","post_name":"Tin tức Visa 188"},{"id":8,"slug":"passport","name":"Passport","post_name":"Tin tức Passport"},{"id":10,"slug":"visa-600","name":"Visa 600","post_name":"Tin tức Visa 600"},{"id":11,"slug":"visa-143","name":"Visa 143","post_name":"Tin tức Visa 143"},{"id":12,"slug":"permanent-residency","name":"Permanent Residency","post_name":"Tin tức Permanent Residency"},{"id":13,"slug":"du-lich","name":"Du Lịch","post_name":"Du Lịch"},{"id":14,"slug":"health-check","name":"Health Check","post_name":"Health Check"},{"id":15,"slug":"ly-lich-tu-phap","name":"Lý Lịch Tư Pháp","post_name":"Lý Lịch Tư Pháp"},{"id":16,"slug":"pte","name":"PTE","post_name":"PTE"},{"id":17,"slug":"hospitality","name":"Hospitality","post_name":"Hospitality"},{"id":19,"slug":"chef","name":"Chef","post_name":"Chef"},{"id":20,"slug":"software-engineering","name":"Software Engineering","post_name":"Software Engineering"},{"id":21,"slug":"tai-chinh","name":"Tài Chính","post_name":"Tài Chính"},{"id":23,"slug":"luat-su","name":"Luật Sư","post_name":"Luật Sư"},{"id":18,"slug":"skill-assessment","name":"Skill Assessment","post_name":"Skill Assessment"},{"id":22,"slug":"ket-hon","name":"Kết Hôn","post_name":"Kết Hôn"},{"id":2,"slug":"visa-489","name":"Diễn đàn Visa 489","post_name":"Tin tức Visa 489"},{"id":24,"slug":"briding-visa","name":"Briding Visa","post_name":"Briding Visa"},{"id":27,"slug":"handyman","name":"Handyman","post_name":"Handyman"},{"id":28,"slug":"visa-494","name":"Visa 494","post_name":"Tin tức Visa 494"},{"id":29,"slug":"visa-462","name":"Visa 462","post_name":"Tin tức Visa 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